Who We Are

At CMCC, our team is a dedicated and results-oriented group of individuals who are united by our commitment to delivering exceptional financing solutions in the Canadian real estate market.

EXECUTIVE TEAM

Robert Goodall

  • Robert Goodall is the Founder and CEO of Canadian Mortgage Capital Corporation.

    Prior to founding CMCC in 1994, Rob spent seven years with Royal Trust, serving the final three of those years as the National Managing Director of the Real Estate Finance Group, with a portfolio of $1.4 billion in commercial and multi-residential real estate loans.

    He is a trustee of two publicly held REITs and a former director of a registered charity. Rob has an HBA from the Ivey Business School, and an MBA from the Schulich School of Business.

John Ahmad

  • John joined CMCC in September 2022 after spending 10+ years in the Canadian banking sector. He is responsible for all financial matters at CMCC and Atrium MIC, as well as various other operational functions.

    He previously led the planning & analysis team at a mid-sized publicly traded bank, and most recently served as the CFO/COO at a start-up digital bank. Prior to that time, John started his career in public accounting and also built the portfolio management function at a private equity fund in the US.

    John holds a Bachelors of Commerce degree from the University of Toronto, and an MBA from Emory University. He is also a qualified CPA.

Richard Munroe

  • Richard was appointed President of Canadian Mortgage Capital Corporation and Atrium MIC in February 2024, and Chief Operating Officer in February 2022. Prior to these appointments, Richard held progressively more senior roles as part of the company’s origination team since joining in 2006.

    In his current role as COO, Richard is responsible for supporting the origination team in sourcing and managing mortgage investments and joint venture opportunities, and for the asset management of CMCC’s institutional mortgage portfolios.

    Richard has a Bachelor of Commerce from McMaster University and is licensed under the Financial Services Regulatory Authority of Ontario as Mortgage Agent Level 2

ORIGINATION

COMMERCIAL MORTGAGES

Bram Rothman

  • Bram joined Canadian Mortgage Capital Corporation in 2005 and is now the Managing Director for Ontario, specializing in sourcing mortgage loan and equity joint venture opportunities in Ontario.

    Prior to joining CMCC, Bram worked as an analyst for a major commercial real estate services company.

    Bram is licensed under the Financial Services Regulatory Authority of Ontario as a Mortgage Agent, and he also holds a Masters of Business Administration degree with a specialization in Real Estate Property Development from the Schulich School of Business (York University).

    Canadian Mortgage Capital Corporation Mortgage Agent Level 2 | License #10284

Ian Jarvis

  • Ian joined Atrium MIC and Canadian Mortgage Capital Corporation in March 2024 as a Managing Director for British Columbia. In this role, he originates, structures and underwrites a wide range of B.C.-based commercial real estate financings, including construction, term, and high-ratio mezzanine.

    He brings nearly two decades of real estate experience, specializing in providing high-yield and conventional financing to developers and property owners, and facilitating private equity investments. Previously, Ian served as Director of Real Estate at one of Canada’s largest financial institutions, and held senior positions at private real estate lenders providing debt on behalf of institutional investors.

    Ian is licensed under the BC Financial Services Authority as a Submortgage Broker. He holds a BA from the University of British Columbia and a Masters of Commerce from the Australian School of Business (University of New South Wales).

    Canadian Mortgage Capital Corporation Mortgage Agent | License #10284

Matthew Scott

  • Matt Scott joined Canadian Mortgage Capital Corporation in 2021 and is an Assistant Vice President of Mortgage Investments. As part of the origination team, Matt specializes in sourcing Ontario mortgage loan opportunities in development/construction projects and income-producing properties.

    Before joining CMCC, Matt worked for 3 years in acquisition/disposition analysis and asset management on a variety of commercial assets throughout Ontario. Prior to that, Matt worked in appraisal and property valuation for a diversified portfolio of commercial properties throughout the GTA.

    Matt holds a Bachelor’s Degree in Real Estate & Housing from the University of Guelph.

    Canadian Mortgage Capital Corporation Mortgage Agent Level 2 | License #10284

Mitchell Urzinger

  • Mitchell Urzinger joined Canadian Mortgage Capital Corporation in March 2022 and is a Commercial Mortgage Underwriter in BC. Mitchell is responsible for underwriting new and existing investment opportunities, management of the existing BC portfolio as well as forging new business relationships.

    Prior to joining CMCC, Mitchell worked at KPMG as a Senior Accountant. In this role he led engagements with some of the country’s largest real estate companies. Mitchell then served as a Manager of Fund Accounting at Trez Capital, managing a team responsible for full cycle financial reporting.

    Mitchell holds a Bachelors of Business Administration graduating summa cum laude from Trinity Western University. He is a Chartered Professional Accountant in BC and a registered mortgage broker in BC.

Irkas Qatipi

  • Irkas Qatipi joined Canadian Mortgage Capital Corporation in June 2022 as part of the underwriting team. In his current role as Manager, Mortgage Investments, Irkas is responsible for supporting senior management in the evaluation of mortgage financing opportunities and assisting in the preparation of financial analysis and investment presentations for consideration by the Board of Directors.

    Previously, Irkas worked with major asset managers such as 1832 Asset Management LP and Fiera Capital Corporation in various analyst roles, and has over 8 years of private equity, debt due diligence and valuation experience.

    Irkas holds an Honours Bachelor of Business Administration degree from Wilfrid Laurier University.

    Canadian Mortgage Capital Corporation Mortgage Agent Level 1 | License #10284

Alex Colombo

  • Alex Colombo joined Canadian Mortgage Capital Corporation in August 2022 and is a Manager, Mortgage Investments. He is responsible for evaluating mortgage financing opportunities.

    Prior to joining CMCC, Alex worked in benefits consulting at WTW where he was involved in the design and management of group benefit plans. He has also held roles in ETF capital markets, risk management, and other corporate functions.

    Alex completed a BBA with a specialization in finance at Wilfrid Laurier University.

    Canadian Mortgage Capital Corporation Mortgage Agent Level 1 | License #10284

Spencer McFarlane

  • Spencer McFarlane joined Canadian Mortgage Capital Corporation in December 2022 on the commercial mortgage underwriting team. As a Commercial Mortgage Underwriter, his focus is to strategically allocate CMCC’s loan portfolio amongst a diverse range of high-quality financing needs that support trusted clients and partners.

    Before joining CMCC, Spencer spent 6 years sharpening his problem-solving skills in mergers and acquisitions, venture capital, and private equity. After 2 years at one of the largest players in the Canadian gold-mining industry, Spencer, decided to apply his expertise to the world of real estate financing.

    Spencer holds an Honours Bachelor of Commerce degree in Finance from the Toronto Metropolitan University.

    Canadian Mortgage Capital Corporation Mortgage Agent Level 1 | Licence #10284

Daiana Djangaracheva

  • Daiana Djangaracheva joined Canadian Mortgage Capital Corporation in June 2024 on the commercial mortgage underwriting team. In her role, Daiana supports the origination, evaluation and management of commercial mortgage investment opportunities.

    Daiana recently graduated from McGill University with a double major in Finance and Economics, having completed internships in real estate investments and risk management at PSP Investments, one of Canada’s largest pension investment managers.

    Canadian Mortgage Capital Corporation | Licence #10284

Charlie Connell

  • Charlie Connell joined Canadian Mortgage Capital Corporation in December 2022 and is an Assistant Vice President, Mortgage Investments. Charlie is responsible for the origination, evaluation and closing of mortgage investment opportunities across CMCC’s various platforms.

    Before joining CMCC, Charlie worked at Royal Bank of Canada as a Senior Manager with the bank’s Commercial Mortgage Finance and Securitization group.

    Charlie is a CFA Charterholder and possesses a Master's in Business Administration, as well as a Bachelor of Arts from the University of Toronto.

    Canadian Mortgage Capital Corporation Mortgage Agent Level 1 | Licence #10284

ORIGINATION

RESIDENTIAL MORTGAGES

Phil Fiuza

  • Phil Fiuza joined Canadian Mortgage Capital Corporation in 2013 and is the Managing Director of Single Family Mortgages across Canada. In this role, Phil concentrates on the acquisition of non-prime residential mortgages in the Private and Mortgage Investment Corporation space.

    In his over 30 years’ experience in the Canadian mortgage industry, Phil has developed well-established links to mortgage brokerages and agents throughout the country. His experience also includes 15 years in various leadership positions sourcing mortgages in the non-prime residential mortgage market.

    Phil is licensed under the Financial Services Regulatory Authority of Ontario as a Mortgage Agent.

    Canadian Mortgage Capital Corporation Mortgage Agent Level 2 | License #10284

Deepak Agarwal

  • Deepak Agarwal joined Canadian Mortgage Capital Corporation in May 2023 and is a Residential Mortgage Underwriter. He plays a critical part in supporting the Managing Director of Single-Family Mortgages for Ontario and British Columbia. His responsibilities include conducting thorough assessments of new residential mortgages, fundings and renewals.

    Prior to joining CMCC, Deepak obtained his mortgage license from the Real Estate and Mortgage Institute of Canada, and worked as a Mortgage Specialist for CIBC.

    He holds a Bachelor’s of Commerce from Toronto Metropolitan University.

    Canadian Mortgage Capital Corporation Mortgage Agent Level 1 | License #10284

ASSET MANAGEMENT

Tapas Kolte

  • As the AVP of Investments and Asset Management, Tapas is responsible for evaluating new equity investments and managing real estate projects. His responsibilities encompass conducting thorough pre-transaction due diligence, which includes financial analysis, market research, risk assessment, and the development of return models & sensitivity analyses for CMCC's private investments. He works closely with real estate developers to ensure successful execution of CMCC’s real estate developments.

    Before joining CMCC in 2020, Tapas assisted private equity firms in their investment decision-making processes. He also served as a Mergers and Acquisitions analyst within a multinational conglomerate.

    Tapas holds the Chartered Financial Analyst (CFA) charter and possesses a Master's in Business Administration, as well as a Bachelor's degree in Engineering.

    Canadian Mortgage Capital Corporation Mortgage Agent Level 2 | License #10284

FINANCE

Razvan Vulcu

  • Razvan Vulcu joined Canadian Mortgage Capital Corporation in January 2021 as a Controller for CMCC Capital Funds. In June 2023, he was promoted to Vice President of Finance. In this role, he is responsible for all aspects of the financial reporting, tax and treasury functions of Atrium Mortgage Investment Corporation.

    Prior to joining CMCC, Razvan worked at PwC Canada for over 4 years, developed strong experience in financial reporting under complex accounting standards and internal controls designed to mitigate risk as well as audit and due diligence.

    Razvan holds a Bachelor of Commerce from Queens University and is a qualified CPA.

Thi Bui

  • Thi Bui joined Canadian Mortgage Capital Corporation in June 2024. In her role as Corporate Accountant, Thi will be supporting the full-cycle accounting process, including quarterly and annual working papers. She also assists the residential mortgage team with the preparation of advance statements and coordinating funding.

    Prior to joining CMCC, Thi worked as an Accounting & AP Analyst at a global renewable energy company.

    Thi holds a Bachelor of Commerce from York University.

Simran Bedi

  • Simran Bedi joined Canadian Mortgage Capital Corporation in July 2024. In her role as Assistant Controller, she will assist the overall accounting and financial operations cycle for the company, from cash flow forecasting and treasury management to spearheading process improvement initiatives.

    Prior to joining CMCC, Simran spent over 5 years experience working in public accounting, leading complex engagements for clients from various industries including real estate, construction, manufacturing, mortgage and financing.

    Simran holds a Bachelor of Science from Towson University, advanced certificates in Accounting from York University, and is a qualified CPA.

SERVICING

MANAGEMENT

Elizabeth Lee

  • Elizabeth joined Canadian Mortgage Capital Corporation in 2012 as a Mortgage Administrator, and since 2021 has been a Manager of Mortgage Servicing. In her current role, Elizabeth’s responsibilities include the administration of the commercial mortgage portfolio.

    Before joining CMCC, she started her career in accounting at Canada Life Mortgage Services Ltd. and Global Servicing Solutions Canada.

    Elizabeth holds a Bachelor of Arts degree from the University of Toronto.

CONTROLS & CORPORATE FUNCTIONS

Emily Utting

  • Emily Utting joined Canadian Mortgage Capital Corporation in February 2023 and is the company’s Marketing and Media Manager and became AVP of Marketing & Corporate Communications in March 2024. She oversees the development and execution of the organization’s marketing, media and advertising strategy.

    Before joining CMCC, Emily worked in entertainment marketing for over 5 years, developing bespoke marketing strategies for established brands including History Canada, YTV and Prime Video Canada.

    Emily holds an Honours Bachelor of Arts and a Digital Marketing Management certificate from the University of Toronto.

Tanisha Gaggar

  • Tanisha Gaggar joined Canadian Mortgage Capital Corporation in September 2024 and is the company’s Marketing Coordinator. In her role, she focuses on implementing marketing and brand strategies for all corporate entities, specializing in driving growth initiatives for the residential division

    Before joining CMCC, Tanisha was a Digital Copywriter and Social Media Associate at a real estate marketing agency

    Tanisha holds a Bachelor of Commerce from the University of British Columbia.

Laurie Floyd

  • Laurie Floyd joined Canadian Mortgage Capital Corporation in May 1997 as an Executive Assistant and was promoted to Office Manager thereafter. She oversees the daily operations of the office, including licensing, IT, human resources, payroll and insurance.

    Before joining CMCC, Laurie worked for 8 years in the Group Benefits division of Confederation Life Insurance, serving on a Business Improvement Project the last year to integrate the group administration of Confederation Life and Manulife Financial. Laurie also held various positions of increasing responsibility with Canadian Imperial Bank of Commerce for 7 years after which she managed a sun tan salon for 2 years.